This dataset contains statistics presented in the Tracking Resident Credit Health During COVID-19 project. These statistics are based on a 2 percent nationally representative panel of deidentified, consumer-level records from a major credit bureau. The credit bureau data are from August 2010 to October 2020 and contain data on more than five million consumers. Data from 2010 to 2019 are collected annually in August. Data from 2020 were collected every two months starting in February. In 2020, we augment the credit bureau data with information on alternative financial service loans on the consumers in our panel from a Fair Credit Reporting Act–regulated agency, whose unique data source is derived from a variety of financial service providers, including online small-dollar lenders, online installment lenders, storefront small-dollar lenders, and lenders providing single payment, line of credit, auto title, and rent-to-own products.
Data and Resources
|Release Date|| |
|Temporal Coverage|| |
2010-08-01 00:00 to 2020-10-01 00:00
|Contact Name|| |
|Public Access Level|| |
|Data Dictionary Files|
|Data Quality or Limitations|| |
See technical appendix.
|Citation Requirements|| |
Caleb Quakenbush, Kassandra Martinchek, Breno Braga, Signe-Mary McKernan, and Alexander Carther. 2021. Credit Health of Cities Dataset. Urban Institute. Accessible from https://datacatalog.urban.org/dataset/credit-health-cities.