This catalog entry contains annual Home Mortgage Disclosure Act (HMDA) summary files at the census tract level. We used loan-level data to create HMDA neighborhood variables which summarize mortgage loan applications by race and ethnicity, income level, and a combination of those two. We also included summary indicators of median loan amount and borrower income.
Data and Resources
|Data Dictionary Files|
|Original Data Source|
|Citation Requirements|| |
Urban Institute. 2021. Home Mortgage Disclosure Act Neighborhood Summary Files: Census Tract Level. Accessible from https://datacatalog.urban.org/dataset/home-mortgage-disclosure-act-neigh.... Data originally sourced from HMDA Snapshot National Loan-Level Dataset, developed at the Urban Institute, and made available under the ODC-BY 1.0 Attribution License.