This dataset contains statistics presented in the City Credit Health Data project. These statistics are based on a 2 percent nationally representative panel of deidentified, consumer-level records from a major credit bureau. The credit bureau data are from August 2010 to October 2020 and contain data on more than 5 million consumers. Data from 2010-2019 is on an annual basis and it was collected in August. Data from 2020 was collected every two months starting in February. In 2020, we augment the credit bureau data with information on alternative financial service loans on the consumers in our panel from a Fair Credit Reporting Act regulated agency whose unique data source is derived from a variety of financial service providers, including online small-dollar lenders, online installment lenders, single payment, line of credit, storefront small-dollar lenders, auto title and rent-to-own.
Data and Resources
Field | Value |
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Modified | 2021-02-19 |
Release Date | 2021-02-15 |
Frequency | Annually |
Identifier | 5e2fbf43-817f-42eb-b10b-f36380a6337c |
Temporal Coverage | 2010-08-01 00:00 to 2020-10-01 00:00 |
License | |
Contact Name | Urban Institute |
Contact Email | |
Public Access Level | Public |
Field | Value |
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Data Dictionary Files | |
Data Value | |
Data Quality or Limitations | See technical appendix. |
Citation Requirements | Caleb Quakenbush, Kassandra Martinchek, Breno Braga, Signe-Mary McKernan, and Alexander Carther. 2021. “Credit Health of Cities Dataset”. Urban Institute. Accessible from https://datacatalog.urban.org/dataset/credit-health-cities. |