This catalog entry contains annual Home Mortgage Disclosure Act (HMDA) summary files at the census tract level. We used loan-level data to create HMDA neighborhood variables which summarize mortgage loan applications by race/ethnicity, income level, and a combination of those two. We also included summary indicators of median loan amount and borrower income.
Data and Resources
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Urban Institute. 2021. Revisions. Accessible from https://datacatalog.urban.org/dataset/home-mortgage-disclosure-act-neigh.... Data originally sourced from HMDA Snapshot National Loan-Level Dataset, developed at the Urban Institute, and made available under the ODC-BY 1.0 Attribution License.