[UPDATED] This catalog entry contains annual Home Mortgage Disclosure Act (HMDA) summary files at the census tract level for the years 2018 to 2022 (revised datasets published December 2023). We used loan-level data to create neighborhood variables that summarize mortgage loan applications by age, race and ethnicity, income level, and combinations of race and ethnicity by income. We also included summary indicators of median loan amount and median borrower income as well as a set of indicators describing loans made for investment purchases.
Data and Resources
Field | Value |
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Modified | 2024-01-04 |
Release Date | 2021-07-07 |
Identifier | 0a430772-fe33-47d5-9c2b-b9a63a6a9da4 |
Temporal Coverage | 2018-01-01 00:00 to 2022-12-31 00:00 |
License | |
Granularity | Census Tract |
Contact Name | Urban Institute |
Contact Email | |
Public Access Level | Public |
Field | Value |
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Data Dictionary Files | |
Related Documents | |
Geographic Level | |
Original Data Source | |
Github Repo | |
Citation Requirements | Urban Institute. 2021. Home Mortgage Disclosure Act Neighborhood Summary Files: Census Tract Level. Accessible from https://datacatalog.urban.org/dataset/home-mortgage-disclosure-act-neigh.... Data originally sourced from HMDA Snapshot National Loan-Level Dataset, developed at the Urban Institute, and made available under the ODC-BY 1.0 Attribution License. Consumer Financial Protection Bureau (2018) [computer file]. Washington, DC: Snapshot National Loan Level Dataset, accessed February 8, 2023 at https://ffiec.cfpb.gov/data-publication/ |